Retirement Planning

Enrollment, Accumulation, and Distribution

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not participating in it, you should be. Once you're participating in a plan, try to take full advantage of it.

If you do not have access to an employer-sponsored qualified retirement plans such as 401(k)s you have other options such a individual Traditional or Roth IRAs.

The more you can save for retirement, the better your chances of retiring comfortably. If you can, max out your contribution up to the legal limit. If you need to free up money to do that, try to cut certain expenses.

If you save enough of your income over time and invest wisely you will be able to live comfortably in retirement.

There is no one size fits all approach, but we can help you to set goals and implement a comprehensive financial plan to reach them.

Retirement Basics

©2014 Broadridge Investor Solutions, Inc.

Individual Retirement Accounts (IRAs)

Should I Invest in a Traditional or Roth IRA?

Employer Sponsored Retirement Accounts

Should I Invest in a 401(k), SIMPLE IRA, SEP IRA, 403(b) or 457(b)?

Retirement Income Planning

©2014 Broadridge Investor Solutions, Inc.

The transition into retirement is when you are changing from your full-time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions.

  • Can you afford to retire?
  • What about early retirement--is it a possibility?
  • If you want to continue working, are there other considerations?

Your first step is to review your sources of retirement income and estimate your retirement needs.

Your lifestyle will play a big role in estimating your retirement income needs. We can help you to plan for this and to identify and plan for other factors that may affect you in retirement.

Social Security Video

©2014 Broadridge Investor Solutions, Inc.

Social Security is an important source of retirement income. As you approach retirement, you will want to understand how Social Security works.

  • How much will you receive from Social Security?
  • When should you begin receiving retirement benefits?
  • What challenges is the Social Security system facing?

These and other topics are discussed in this Social Security video.

We have many resources available to help you make smart decisions in choosing the timing to receive Social Security.

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary.  Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.


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